In this week’s episode of Money Talk, I sat down with Brittany Flammer, a certified financial coach, mom of five, and spreadsheet-loving budgeting pro, to explore how FinTech can actually make managing your money easier. Brittany went from living close to the poverty line with five kids to building an $800,000 net worth, and now she helps others start and stick with budgeting. Together, we tackled budgeting apps, automation, credit-building tools, and even full DIY financial planning strategies with approachable tips for any stage of your money journey.
💰 This Week’s Money Talking Points
- What is your favorite budgeting app?
- What’s the biggest struggle you have with FinTech?
- Do you prefer pen and paper or a digital app?
🔗 Resources & Mentions:
- Connect with Brittany Flammer: brittanyflammer.com
- Budgeting Tools Mentioned: Google Sheets, EveryDollar, Monarch Money
- Banking & Savings Tools: Ally Bank (Buckets), SoFi (Vaults & Relay), Wealthfront (Categories)
- Financial Planning & Tracking: Empower (formerly Personal Capital), Projection Lab
- Estate Planning: Trust & Will
- Credit Building & Monitoring: Chime Secured Card, WalletHub, AnnualCreditReport.com
- Flat-Fee and Advice-Only Planning: Hello Nectarine, Advice-Only Network
⏱ Time Stamps:
[02:29] Brittany’s favorite budgeting method and why spreadsheets still win
[04:18] Biggest struggles people face with FinTech apps
[06:19] Pen & paper vs. digital budgeting—what actually works
[14:49] Beyond budgeting: high-yield savings, estate planning, and identity protection
[22:28] Where beginners should start with budgeting and tracking spending
[26:00] Tools and strategies for starting to invest
[30:37] Building credit and protecting your identity with smart tools
Check out Financial Planning for Young Adults on Spotify
Schedule a free Money Talk at https://moneytalk.show/chat
"Upbeat Forever" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/
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