The money talking points for this week are:
1. What does your ideal year look like?
2. What is a goal you would want and what pain would it cause to not achieve it?
3. What goals do you need to reset?
Find Derrick Kinney online
Derrick Kinney’s Free Resource: https://gettheraiseyouwant.com
Derrick’s Instagram: https://instagram.com/DerrickTKinney
Episode Highlights & Timestamps
[00:00:00] Introduction
Why New Year’s resolutions often fail and why goal-setting shouldn’t be tied to January 1st.
[00:02:00] Meet Derrick Kinney
Derrick shares his inspiring journey from a lower middle-class background to becoming a millionaire by 37.
[00:04:00] Why Goals Fail
The cultural pressures behind resolutions and how personalizing goals makes them stick.
[00:06:30] The 30-Day Rule*
Why taking a month to define your goals can set you up for success.
[00:08:00] The Power of Incentives
How rewards can motivate adults to stick to their goals (hint: tie your favorite concert or treat to your progress!).
[00:13:30] Resetting Goals
Derrick debunks the myth that goals can only be set at the start of the year.
[00:16:00] Big Goals vs. Small Goals
Breaking down large goals into manageable steps and why momentum matters.
[00:21:00] Financial Goal Setting
Derrick’s framework for tying financial goals to rewards and making money work for you.
[00:32:00] Dealing with Failure
How to recover and adapt when you fall short of a goal.
[00:34:30] Key Takeaways
- Forget perfection. Focus on progress.
- Write down your goals and visualize your ideal year.
- Celebrate wins—big or small—to keep your motivation high.
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"Upbeat Forever"
Kevin MacLeod (incompetech.com)
Licensed under Creative Commons: By Attribution 3.0
http://creativecommons.org/licenses/by/3.0/