If you’ve struggled with budgeting or want to help others learn, this episode is packed with practical advice, real-life examples, and tools to help you get started. Plus, we discuss how you can teach budgeting to others and even turn financial coaching into a side hustle or career!
The money talking points for this week are:
1. How do you like to budget?
2. How can you teach others about budgeting?
3. How can your budget help you be proactive vs reactive?
Timestamps & Key Topics
⏳ [00:00] – Welcome & Episode Introduction
⏳ [02:00] – Meet Zach Whelchel: Entrepreneur, Software Developer, and Budgeting Advocate
⏳ [03:00] – Why Zach and His Wife Started Budgeting (After Years of Not Doing It)
⏳ [05:00] – The Game-Changer: Moving to a **Zero-Based Budget**
⏳ [07:00] – Being Proactive vs. Reactive with Your Money
⏳ [10:00] – How Budgeting Helped Zach & His Wife Buy Rental Properties and Start a Business
⏳ [12:00] – Overcoming the Overwhelm: How to Start Budgeting Without Stress
⏳ [14:00] – The Best Budgeting Tools: My Budget Coach, YNAB, & More
⏳ [18:00] – Teaching Others About Budgeting: From Churches to Libraries to Online Coaching
⏳ [21:00] – How to Talk About Budgeting with Friends & Family Without Sounding Preachy
⏳ [25:00] – Teaching Kids About Money: Zach’s $2 Trick
⏳ [27:00] – Final Advice: What Zach Wishes He Knew in His 20s About Budgeting
Resources & Links
📌 Try My Budget Coach: https://www.mybudgetcoach.com/coaches/skyler-fleming
📌 Connect with Zach Whelchel:
https://www.mybudgetcoach.com/coaches/zach-whelchel
Sign up for my newsletter: https://money-talk-with-skyler-fleming.kit.com/64cbd24b05
Schedule a free Money Talk at https://moneytalkwithskylerfleming.com/chat
Get your free Money Talk resources at https://moneytalkwithskylerfleming.com/resources
Sign up for a free trial with MyBudgetCoach and select me as your money coach: https://www.mybudgetcoach.com/coaches/skyler-fleming
Find even more Money Talk at moneytalkwithskylerfleming.com/quick-links
"Upbeat Forever"
Kevin MacLeod (incompetech.com)
Licensed under Creative Commons: By Attribution 3.0
http://creativecommons.org/licenses/by/3.0/